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Although the majority of retailers and merchants will happily accept a PIN-authorized transaction, some only allow signature-based authentication.While this can mean trouble for some prepaid cardholders, the cards below won’t charge you an extra fee for signature-verified transactions, giving you the option to use your card with more merchants.

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Similar to the Netspend® card, this card has both pay-per-transaction and monthly plans.

All PIN and signature transactions are free under the monthly plans, while the pay-per-transaction plan charges $1.00 per signature transaction.

Depending on how many transactions you make each month, this card’s monthly plan may be valuable, as it has no fees for PIN or signature transactions.

If you choose the pay-per-transaction plan, you’ll be charged $2.00 per PIN transaction.

While prepaid debit cards can be convenient, the fees that many charge can cut into that convenience factor quite a bit.

Especially when they charge counterintuitive fees — like reload fees.Although this card has a .95 monthly fee, PIN and signature transactions alike are free.Keep in mind that you’ll need to use your PIN (by choosing the “debit” option) if you wish to get cash back with your purchase to avoid ATM fees.If you have either of the monthly Netspend plans, you can enjoy fee-free PIN and signature transactions.If you are on the pay-as-you-go plan, signature transactions will carry a lower fee than PIN transactions, charging

Especially when they charge counterintuitive fees — like reload fees.Although this card has a $4.95 monthly fee, PIN and signature transactions alike are free.Keep in mind that you’ll need to use your PIN (by choosing the “debit” option) if you wish to get cash back with your purchase to avoid ATM fees.If you have either of the monthly Netspend plans, you can enjoy fee-free PIN and signature transactions.If you are on the pay-as-you-go plan, signature transactions will carry a lower fee than PIN transactions, charging $1.00 per purchase.For some folks, prepaid debit cards can be a no-fuss way to cash paychecks and make a few purchases without needing to deal with bank accounts or credit cards.

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Especially when they charge counterintuitive fees — like reload fees.

Although this card has a $4.95 monthly fee, PIN and signature transactions alike are free.

Keep in mind that you’ll need to use your PIN (by choosing the “debit” option) if you wish to get cash back with your purchase to avoid ATM fees.

If you have either of the monthly Netspend plans, you can enjoy fee-free PIN and signature transactions.

If you are on the pay-as-you-go plan, signature transactions will carry a lower fee than PIN transactions, charging $1.00 per purchase.

For some folks, prepaid debit cards can be a no-fuss way to cash paychecks and make a few purchases without needing to deal with bank accounts or credit cards.

||

Especially when they charge counterintuitive fees — like reload fees.

Although this card has a $4.95 monthly fee, PIN and signature transactions alike are free.

Keep in mind that you’ll need to use your PIN (by choosing the “debit” option) if you wish to get cash back with your purchase to avoid ATM fees.

If you have either of the monthly Netspend plans, you can enjoy fee-free PIN and signature transactions.

.00 per purchase.For some folks, prepaid debit cards can be a no-fuss way to cash paychecks and make a few purchases without needing to deal with bank accounts or credit cards.

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